Sometimes, things move quickly in Washington D.C…
The incoming House majority leader, Rep. Eric Cantor (R-Va.), announced Monday that the vote will take place on Jan. 12, one week after Republicans take control of the House.
The resolution sets 12 goals for the bill, including lowering healthcare costs and premiums, increasing the number of insured Americans and “to provide people with pre-existing conditions access to affordable health coverage” – a key, popular element of the Democratic healthcare law.
Another judge has ruled the mandate that everyone must purchase health insurance by 2014 is unconstitutional. Could this be the beginning to the end of the Health Care Reform bill?
Come Jan. 1, most over-the-counter drugs will no longer be eligible for pre-tax payment. Here’s an important article for anyone who presently has a Flexible Spending Account or who is thinking of participating in one for the first time in 2011. Contact us if you have any questions as to how these changes may affect you.
Many choose to stay on COBRA after a job change or loss because of the conveneince. However, when the 18th month arrives, some find themselves in a mad scramble to maintain health coverage through other options.
With a plan, you can make sure that your family gets the coverage it needs and at the best available price. Here are a few things you should do:
1. Begin looking EARLY
The more time you have to work with, the better you can research your options and get the details taken care of. Generally, 90 days before your COBRA coverage expires is the best time to start looking.
2. Know your options
Get in touch with an insurance broker. Don’t worry, it doesn’t cost you a penny more. We are compensated by the insurance carriers. The price you would pay is the same price as if you were to buy it directly online. The difference, though, is that we are trained to find the best plans for each unique situation. Sometimes, you might not need the largest most expensive plan out there, and we can help guide you to make sure you get the coverage that you need at the best possible price.
3. What if I am uninsurable?
Check with your state. There are programs that allow you to maintain coverage when COBRA runs out and you are unable to obtain insurance through private market. The key is to make sure that you apply for private insurance early enough so that if you are denied, you still have time to take advantage of the state program.
Health Insurance and Obamacare questions answered here! http://ow.ly/2sp6N
COBRA payments are too much for many Americans to bear: http://ow.ly/2xTku